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3 New Year's Resolutions for Small Businesses
Posted: December 9, 2022
2023 is almost upon us, along with the long-held tradition of New Year’s resolutions. For individuals, after a season of parties, food, holiday cookies, cakes, and drinks, resolutions about losing weight are a common theme – but what about small business owners? The New Year is the ideal time to set goals for the year, establish a workable plan to achieve those goals, and evaluate...
Beginner’s Guide to Key Person Insurance
Posted: April 4, 2021
You have devoted your time, creativity, energy, and finances to build a business. The last problem you need is the risk of losing it all if a key member of your team passes away. Key person insurance is a specific type of life insurance that protects a business in this situation. What is Key Person Insurance? Key person insurance pays out death benefits to a...
Is My Small Business Big Enough For Key Person Insurance?
Posted: July 4, 2020
Any business, large or small, may need key person (key man) insurance. If you are starting with a small business, your focus is likely to be on pressing matters, such as getting your product or service out, hiring the right people, managing your expenses, and paying the bills. Buying key person insurance may not be the most urgent item on your agenda, but it can...
How Many Of My Employees Need Key Person Insurance?
Posted: August 22, 2019
Key person insurance can help protect your business in the same way that life insurance helps protect your family. The most valuable asset of any business is its people, and a company can become dependent on certain key persons for its success. If you have executives or employees who are critical to your business, you need key person insurance as part of your business insurance...
Are You Ready For The Next Step?
Posted: February 21, 2018
No one likes to think about what will happen when they are no longer around or able to make important decisions, but if you are a small business owner, then nothing could be more important for the future of your company. Succession planning is the practice of drawing up a plan for what will happen to your business if you pass away, retire, or become...